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How Is My Credit Score Calculated?

Have you missed a credit card payment? Are you close to reaching your credit limit? Do you pay only with cash or a debit card? These three factors are only a small part of a complex mathematical program used to calculate a three-digit number that represents your credit score.

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Who Can See My Credit Report?

With so much personal information now available through websites such as Facebook and LinkedIn, it sometimes seems like privacy is a thing of the past. Luckily, access to your credit report is more guarded.

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How Can I Dispute Information On My Credit Report?

Everyone makes mistakes, but you don’t want one made on your credit report. Credit report mistakes can and do happen. The Federal Trade Commission recently found that approximately 5 percent of consumers have errors on their credit reports, which could mean paying more for credit and loans.

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