Credit Monitoring is the quickest and easiest way to proactively monitor your credit file for new activity, account changes, credit fraud and identity theft.If and when these changes or inquiries are made into your credit file you will be notified via email within 24 hours.These email alerts will be the first indication of a legitimate credit inquiry, credit discrepancy, and inaccuracies in your credit file or fraudulent activity within your credit file.Credit Monitoring, when used consistently, is the first line of defense and a great source of protection against serious credit inaccuracies, credit fraud and identity theft.