In addition to checking your credit score annually, here are top ways to prevent identity theft online and offline this holiday season
Delray Beach, FL - November 17, 2009 - As the holiday season approaches quickly, NationalCreditReport.com (the "Company") is providing their top holiday tips for shopping online and ways to prevent identity theft and credit fraud. Everyone should check their credit score annually, and monitor their credit, but there are other steps needed to ensure one's identity is not stolen. These steps should be taken early in the holiday shopping craze and implemented often for maximum protection.
Holiday Tips For Shopping On Line And Ways To Prevent Identity Theft:
- Know who you're buying from - Make sure the website you are purchasing from is a reputable company. Do they have a phone number in case there are problems with your order?
- Are you buying the right item? - Read the entire product description, don't just look at the pictures.
- Know your limit - Check your credit score before the holiday season so you understand how much you can spend and the consequences of opening new credit card accounts.
- Pay by credit or charge card - This will offer you maximum protection.
- Read the Terms - Understand the refund policy and when your order will be delivered.
- PRINT AND SAVE ALL OF YOUR DOCUMENTS FROM THE ORDER
"There are a lot of companies that show up on the web around holiday time. People must take precautions and pay attention while shopping online. These holiday tips will help to prevent consumer from falling victim to identity theft and credit fraud," said Samuel S. Ambrose, NationalCreditReport.com's Vice President of Marketing and Operations. "The reason we stress checking a credit score and credit report is so you can see if there any fake accounts being opened in your name. This will have a direct impact on your shopping and could ruin you financially. People must be more aware of who they are giving their personal information to this time of year as strangers will try to open credit cards with as little information as they can."
About NationalCreditReport.com
Since 2004, NationalCreditReport.com has specialized in providing a variety of credit information to consumers to help protect them from identity theft. The Company's list of tips for holiday shopping online includes just a few of the ways to prevent identity theft. The Company provides credit monitoring, credit reports, credit scores and other identity theft protection services.
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