| CREDIT REPORT BASICS |
Learn the basics about your credit report – what's in it, how to check it and how you can use it to improve your credit.
Your credit report
Check your credit report
- Why reviewing your consumer credit report is so important
- How to correct information on your report
- Read More
Improve your credit
| CREDIT SCORE BASICS |
Learning more about credit scores can go a long way toward increasing your financial IQ.
Your Credit Score
Credit score facts
- Types of credit scores
- Why lenders use credit scores
- Learn what factors drive credit scores
- Read More
Improve your credit score
| PREVENTING FRAUD |
Credit fraud is a serious issue, but you don’t have to go through it alone.
What is credit fraud?
Fraud prevention
Victim assistance process
| LIFE EVENTS & CREDIT |
Your credit can be affected by the major events in your life, such as marriage or buying a house. Prepare yourself with knowledge – about the best practices for maintaining your good credit.
Building Credit
Major purchases
Personal events
| 3 BUREAU ('MERGED') CREDIT REPORT FAQs |
- 3 Bureau Credit Report vs. a Single Bureau Credit Report
- Why check my credit report from all 3 credit bureaus?
- How long will it take to receive my 3 Bureau Credit Report online?
- Where can I find out how to read my 3 Bureau Credit Report online?
- I requested to view my 3 Bureau Credit Report online, but was unable to...why?
| MONITORING SERVICE FAQs |
- What is credit monitoring
- How do you alert me of changes in my credit file?
- What types of notifications/alerts will I be receiving?
- How do I view the changes made to my credit file once I receive an alert?
- What happens if I change my email address?
- Do I receive alerts for changes reported at all three bureaus?
- Does the service monitor my wife's/husband's credit file as well?
- Can you alert me via telephone or US mail instead of email?
- My credit is in really poor shape; do I still need to monitor it?